About Solar panels hail damage insurance
Hail consists of solid ice, which falls from the sky like rain or snow. Hailstones are created when moisture is quickly pushed upwards in the clouds during an updraft. These conditions bring hot and cold temperatures together. As a result, the tiny water droplets freeze and form round, solid hailstones. Heavy.Hail usually doesn’t damage solar panels unless it’s over 2 inches in diameter1. Hail damage is most likely in Hail Alley, which includes Texas, the Midwest and the Great Plains1. The cost of fixing any damage that does occur may be covered by your homeowners insurance12. However, some insurers may not cover wind or hail damage to roof-mounted solar panels3. If you have panels on top of a detached structure, such as a shed, it's possible the "other structures" coverage on your policy will cover them, but you should check with your insurer3.
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